Question: I have had credit card debt for years that I have not paid on how long can they harassess me by state lasw
Answer: A.R.S. § 12-548 states that "An action for debt where indebtedness is evidenced by or founded upon a contract in writing executed within the state shall be commenced and prosecuted within six years after the cause of action accrues, and not afterward." This does not mean that the debt goes away after six years, just that an action must be commenced within six years.
November 04, 2008