Question: I have been served by a firm that is suing me for a "charged off" debt from my credit card company. I want to settle, but I don't know how to proceed. I'm very hesitant to talk to them directly as there was a lot of "bullying" and "pushing" before, but I just want to settle.
The following article available at azlawhelp.org may help answer your question(s).
June 18, 2008